Attention homeowners in Benton and Marshall County: Need an appraisal?

The top 7 reasons why KY homeowners hire West KY Appraisals:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge Marshall county's assessment of your propertyvalue
Remove PMI to reduce a mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Marshall county or KY

Do you own a home in or near Benton? Do you need help deciding the value of your real estate?
Contact West KY Appraisals.

At West KY Appraisals, we understand the special needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the standard "products" we deliver to them. As our client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at West KY Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value report than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. West KY Appraisals is qualified in helping homeowners just like you rid themselves of undesirable PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that is declining or is not appreciating as much as other houses close to yours. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an appraisal report from West KY Appraisals is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. West KY Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comparables. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? West KY Appraisals can help with that too. Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.